If you’re planning to buy an electric 2-wheeler (like an Ather scooter) on Flipkart, using the right HDFC credit card can help you cut costs significantly — saving up to around ₹10,000, according to Trade Brains. Here’s how it works and which HDFC card is best.
Why Use Flipkart + HDFC Card to Buy Your EV
-
Flipkart Supports EV Purchases: Flipkart now allows you to buy 2-wheel EVs online — with delivery via local dealers, so you don’t miss out on in-person checks, insurance, or accessories.
-
Savings Stack Through Vouchers: You can buy Flipkart gift vouchers using your HDFC card, then redeem them to pay for the EV — boosting your effective savings.
-
Avoid Card Surcharges: When paying with a card at showrooms, you may incur a markup. Buying via Flipkart lets you skip that.
Which HDFC Card Is Best for This Trick?
The HDFC Millennia Credit Card is ideal for EV purchases on Flipkart. Here’s why:
-
5% Cashback on Flipkart: The card gives 5% cashback on Flipkart spends, which means when you buy Flipkart vouchers, you’ll earn back a good chunk.
-
Tactical Payment Strategy:
-
Buy Flipkart Vouchers: Use your HDFC Millennia card to purchase Flipkart vouchers (for example, ₹80,000 worth).
-
Pay for EV: Redeem those vouchers when buying the EV. Use your card or another cashback card for the remainder.
-
Save on Charges: Avoid the 2% surcharge that dealerships often add when you pay by card.
-
-
Estimated Total Savings: In the example given by Trade Brains, this combo can save you over ₹10,000 on a ₹1.5 lakh EV purchase.
Tips to Make It Work Smoothly
-
Buy in Batches: Since the Millennia card’s maximum cashback per month may be capped, consider buying vouchers over 2–3 months.
-
Check Flipkart Sales: Use Flipkart’s big sales (like Big Billion Days) to maximize value — when voucher purchases may align with other bank/Flipkart offers.
-
Use Multiple Cards If Needed: You don’t have to pay the full amount with Millennia. Use a second card (or cashback card) to pay part and optimize overall savings.
-
Read the T&Cs: Offers change. Always double-check the latest Flipkart + HDFC credit card terms before making a large purchase.
Final Thoughts
If you’re looking to buy an EV 2-wheeler, using HDFC Millennia + Flipkart vouchers is one of the smartest ways to earn serious discounts. It’s not just about convenience — with this trick, you can stack rewards, cashback & savings in a way that usually isn’t possible at a physical dealership.
Disclaimer: This strategy is based on currently available offers, which may change. Please check with HDFC Bank and Flipkart for the latest details before you make the purchase.